Our 2016 Savings Rate and What’s Ahead for 2017

Every month, we detail our expenses*. While we list the dollar amount we have spent, we don’t give out information about our combined earnings.

However, in our own private spreadsheets, we track our savings rate very closely. For us, it’s one of the best indicators of whether or not we are meeting our goals and on our way to retiring early in July 2023.
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Expense Report- December 2016

We are back after our short Christmas hiatus. We hope everyone enjoyed the break and wish everyone a very Happy 2017!

Our Christmas Eve dinner for two.

For us, December was a spendy month!
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How We Do Christmas

With only a few days left to go until Christmas, we thought it would be fitting to detail how we like to celebrate.

My Christmas stocking.

My Christmas stocking.

Frugality, family and fun are at the top of our list for the Christmas season!
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Our Inaugural Camping Trip

As we mentioned in our November Expense Report, Poopsie and I were inspired by Our Next Life to give camping a go. So we packed up our little red car and hit the road.

Generated by Carsales Image Server on 10:25.19 20/05/2016

Our destination was Brooms Head, about thirty minutes outside of Yamba.
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Expense Report- November 2016

Poopsie and I both feel like November was one of our most expensive months of the year- at least that’s how it felt.

img_0254As it turns out, we still managed a savings rate of over 50%! That always makes us happy.
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Our New Mobile (Cell) Provider

I am once again handing over the reigns to Poopsie to tell you all about our new mobile service provider. Enjoy!

We get great joy┬áin optimising and efficientising as much as we possibly can in our life. In that spirit, as well as not paying for services we really don’t need, I set out to see what was out there in the mobile phone world that would offer us better value for money (and as a side benefit, bring value to others lives as well).

Enter Jeenee Mobile
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Shoes… and what they taught me about being Frugal vs. Cheap

If you’re a regular reader here, you know that at the end of each month, we publish our expenses. When we do that at the end of November, you will notice that a total of $158 was spent on shoes this month!

The shoes in this photo served me very well.

The shoes in this photo served me very well.

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Becoming a One Car Family

Many moons ago, before I discovered Mr Money Mustache and the entire concept of early retirement, I decided I wanted a new car.

The evolution of our car ownership.

The evolution of our car ownership.

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Where We’ve Travelled: Ottawa

Ottawa was the next stop on our big adventure.

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Expense Report- October 2016

Another month down, another expense report to tally up and publish.

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We actually achieved our highest savings rate ever in the month of October! And that’s despite having a large bill we shouldn’t ever have again and spending a fair bit in the travel category.

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