Investing with Vanguard Australia

For a number of years now, I have been an investor with Vanguard Australia.

I have been meaning to write a post about this for a long time. When a new reader, Jane, requested information about Vanguard, she prompted me to finally commit to writing this post. Thanks Jane!
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Expense Report- January 2017

2017 is off to a great start. Despite thinking we had been pretty spendy this month, we managed a savings rate of over 50%! We are pretty happy with that.

We are hoping to achieve a much higher savings rate in 2017, and so far, we are on track.
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Not Everything We Try Works Out

Many of you will remember back in April, we announced we were moving to Brisbane to be closer to Poopsie’s children. We were able to secure transfers at work and were all settled in at the beginning of May.

While overall we’re glad that we made this move, for many reasons, it hasn’t quite worked out as we’d hoped.
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Poopsie’s Adventures in DIY: Refinishing the Dining Room Table

Welcome to what we hope will become another series here on the blog, in addition to our Where We’ve Travelled series. Poopsie’s Adventures in DIY will chronicle exactly that, Poopsie doing some DIY around the house. Technically we could classify his cheese articles under DIY, but this series will mainly chronicle how we insource instead of outsource, and hopefully provide you with some inspiration to do the same!

Excuse the pizza… our dining room table before.

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Our 2016 Savings Rate and What’s Ahead for 2017

Every month, we detail our expenses*. While we list the dollar amount we have spent, we don’t give out information about our combined earnings.

However, in our own private spreadsheets, we track our savings rate very closely. For us, it’s one of the best indicators of whether or not we are meeting our goals and on our way to retiring early in July 2023.
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Expense Report- December 2016

We are back after our short Christmas hiatus. We hope everyone enjoyed the break and wish everyone a very Happy 2017!

Our Christmas Eve dinner for two.

For us, December was a spendy month!
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How We Do Christmas

With only a few days left to go until Christmas, we thought it would be fitting to detail how we like to celebrate.

My Christmas stocking.

My Christmas stocking.

Frugality, family and fun are at the top of our list for the Christmas season!
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Our Inaugural Camping Trip

As we mentioned in our November Expense Report, Poopsie and I were inspired by Our Next Life to give camping a go. So we packed up our little red car and hit the road.

Generated by Carsales Image Server on 10:25.19 20/05/2016

Our destination was Brooms Head, about thirty minutes outside of Yamba.
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Expense Report- November 2016

Poopsie and I both feel like November was one of our most expensive months of the year- at least that’s how it felt.

img_0254As it turns out, we still managed a savings rate of over 50%! That always makes us happy.
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Our New Mobile (Cell) Provider

I am once again handing over the reigns to Poopsie to tell you all about our new mobile service provider. Enjoy!

We get great joy┬áin optimising and efficientising as much as we possibly can in our life. In that spirit, as well as not paying for services we really don’t need, I set out to see what was out there in the mobile phone world that would offer us better value for money (and as a side benefit, bring value to others lives as well).

Enter Jeenee Mobile
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