One of the biggest misconceptions about personal finance seems to be that it is complicated and takes a lot of work.
Sometimes hard work is needed… but not when it comes to managing your finances.
However, by putting your finances on autopilot, it actually takes very little effort to create a sound financial future for yourself.
We left Ottawa and crossed the border back into the United States, into the state of New York to be exact. We had about a five hour drive ahead of us and we ended up stopping in a town called Syracuse. We didn’t see much of it, but did stop at an awesome place called Dinosaur BBQ. We had ourselves some authentic American BBQ for lunch.
We had a great February, achieving our second highest savings rate ever!
We thoroughly enjoyed our pancake dinner for Shrove Tuesday yesterday.
We had some bills, some unexpected expenses and a weekend away- but still managed to save a lot. That’s exactly what we’re aiming for in 2017.
Welcome to The Australian Blogger Interview Series.
For a number of years now, I have been an investor with Vanguard Australia.
I have been meaning to write a post about this for a long time. When a new reader, Jane, requested information about Vanguard, she prompted me to finally commit to writing this post. Thanks Jane!
2017 is off to a great start. Despite thinking we had been pretty spendy this month, we managed a savings rate of over 50%! We are pretty happy with that.
We are hoping to achieve a much higher savings rate in 2017, and so far, we are on track.
Many of you will remember back in April, we announced we were moving to Brisbane to be closer to Poopsie’s children. We were able to secure transfers at work and were all settled in at the beginning of May.
While overall we’re glad that we made this move, for many reasons, it hasn’t quite worked out as we’d hoped.
Welcome to what we hope will become another series here on the blog, in addition to our Where We’ve Travelled series. Poopsie’s Adventures in DIY will chronicle exactly that, Poopsie doing some DIY around the house. Technically we could classify his cheese articles under DIY, but this series will mainly chronicle how we insource instead of outsource, and hopefully provide you with some inspiration to do the same!
Excuse the pizza… our dining room table before.
Every month, we detail our expenses*. While we list the dollar amount we have spent, we don’t give out information about our combined earnings.
However, in our own private spreadsheets, we track our savings rate very closely. For us, it’s one of the best indicators of whether or not we are meeting our goals and on our way to retiring early in July 2023.
We are back after our short Christmas hiatus. We hope everyone enjoyed the break and wish everyone a very Happy 2017!
Our Christmas Eve dinner for two.
For us, December was a spendy month!