Straight off the high of a 62% Savings Rate in June, we entered July…
And promptly fell flat on our faces.
We had an incredibly expensive month. And there doesn’t even appear to be any major reason for it.
We started experimenting with farmer’s markets this month. While we think this will prove to be a cheaper option for us, we were experimenting this month and may have got a little bit carried away. Poopsie tends to go a little nutty at farmer’s markets so we’ll definitely need to reign that in. We also stocked up on Poopsie’s protein powder and spent almost $150 on alcohol (not all consumed this month mind you).
We spent an awful lot on gifts this month. We like to be generous with our friends and family but even I was surprised with the over $200 we spent! Eating out was also expensive this month. We enjoyed a lovely lunch at a winery, had fish and chips with Poopsie’s family and also got take away a couple of times.
We took a few trips to visit both of our families this month, which means petrol was a little more expensive than usual. We also had a globe blow in our headlight. Poopsie purchased a new one and then fixed it in the comfort of our garage. I love how handy he is!
We both did our taxes this month which meant paying our accountant’s a hefty sum! We also purchased tickets to the October Bledisloe Cup match. We’ve been planning to attend this game all year so once tickets went on sale, we pounced.
Finally, in October I am heading to Melbourne for a weekend for my best friend’s Hen’s Weekend. I am her Maid of Honour, so it’s definitely not something I want to miss. I booked my flights, paid for the hotel and also purchased a ticket (and paid for part of the brides) to see Aladdin. It will be a fabulous weekend, I can’t wait.
So without further delay, our July savings rate…
Not our finest month, that is for sure. We didn’t spend money on anything that we don’t value, but it’s still a shock to see a drop of over 20%!
Hopefully we can improve on this in August!
What was your July savings rate like? Share in the comments below!