We are back after our short Christmas hiatus. We hope everyone enjoyed the break and wish everyone a very Happy 2017!
For us, December was a spendy month!
One of the biggest expenses for us was a few utility bills. Specifically we got our electricity, gas and water bill! Now, we are two people, so we don’t use a lot in the way of utilities, but our bills were huge! Do you know why?
Our electricity usage totalled $94.44 and we were charged a whopping $117.62 for supply! For gas, which we use to cook and heat our hot water, usage was $75.98 and the supply charge was $91.80! Water had a similar large supply fee, but that was predominantly a sewerage charge, which we’re okay with. We were shocked however to see how much of an impact supply charges had on our bills! We can reduce our usage enormously, but will continue to be hit with a big supply charge.
This will bug me forever.
Groceries and car costs were higher, mainly due to Christmas food and alcohol purchases, extra petrol due to the regular driving to our parent’s houses and our car registration. I also finally got around to doing my taxes which resulted in a large payment to my accountant. On top of that, I will, for the first time in my life, receive a bill from the Tax Office! First world problems of our Vanguard Index Fund doing too well!
Unusually for us, eating out was pretty high. We celebrated our anniversary and then treated my brother and sister-in-law out to dinner for New Years Eve. It was a wonderful evening. We also took advantage of some after Christmas sales and bought some blow up mattresses (and pump) for future camping trips! Our long weekend away in Tasmania was wonderful.
Finally, for no other reason than it’s just easier to track, we do the majority of our charitable donating in December. We usually choose a charity to donate to together and then each pick one other. This year, we donated to the Smith Family Sponsor a Child Appeal as a couple. Poopsie selected Legacy as his charity of choice and I picked Ovarian Cancer Australia as mine. We believe charitable giving is so important, especially due to our privileged financial and social situations. We never think we have donated enough and will continue to make efforts to increase our donations throughout our lives. Maybe one day, we’ll be able to be as generous as the amazing Mr Money Mustache!
Here’s the rest of our spending:
|Blog||147.7||Renewed the blog hosting with SiteGround. I've been very happy with the service and would highly recommend them.|
|Utilities||649.12||See above for an explanation of how ridiculous service charges are!|
|Groceries||573.14||A high month. Considering it was Christmas and we supplied food to both our family dinners, had our own Christmas Eve dinner and purchased quite a bit of alcohol- this actually isn't too bad.|
|Car Costs||732.89||Our registration was due and we also spent more in fuel due to the Christmas celebrations at both of our parent's houses.|
|Kids (child support, school fees, etc.)||1900.38||An extra pay cheque this month means an extra child support payment. We also purchased a birthday present for one of the kids.|
|Mobile||33.38||My final SpinTel bill.|
|Household||81.24||New pillows for our guest room, a lightbulb and some Christmas supplies for next year.|
|Miscellaneous||330.39||I paid my accountant to do my taxes, Poopsie bought a wallet and I bought some paintbrushes.|
|Mortgage Interest||897.95||Under $900!!|
|Eating Out||414.45||We ate out for our Anniversary dinner and took my brother and sister-in-law out for dinner on New Years Eve. We also got Subway one night for who knows what reason!|
|Entertainment||71||Gold Class tickets to see the new Star Wars and entrance into a swimming pool that we went to with my nephews.|
|Travel||601.79||Our Tasmania trip, camping gear and topping up our train cards.|
|Gifts/Donations||1122.41||Mostly donations, plus one or two last minute Christmas gifts. I also purchased some gifts for Christmas next year, taking advantage of the sales.|
How did you go with your December spending? Did Christmas put a strain on it?